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New Subdivision/New Construction
Realty Promotions, Inc. is your One Stop source for Real Estate services covering both Orange and Sullivan Counties in New York. We offer daily exposure in all areas, such as: Middletown, Wallkill, Port Jervis, Greenville, New Hampton, Minisink, Wawayanda, Mt.Hope, Deer Park, Mamakating, Lumberland, Otisville, Bloomingburg, Pine Bush, Crawford, Glen Spey, Eldred, Sparrowbush, Cuddebackville, Huguenot and much more! As a member The Greater Hudson Valley Multiple Listing Service, we can search a vast number of available homes for sale throughout the Greater Hudson Valley and Tri-State areas, or give your home maximum exposure to potential buyers. Our team of courteous, dedicated and focused agents is here to help you achieve your Real Estate goal, whether it involves buying or selling. It is our priority to provide you with superior service at all times, so please tell us more about you!
Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What site discovered in 1965 is considered the world's oldest known habitation?
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| A |
The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago. |
 See More Real Estate Trivia > |
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