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Want the most current listing information? Need local real estate advice? Call us: 845-856-2700. OR call Christopher on his cell at 845-800-2208
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 Christopher M. Ogden has lived and worked in the Greater Hudson Valley for the past thirty years. As a lifelong resident of Orange County, Chris can put his insider knowledge to work to find a special property in your neighborhood of choice. Chris uses the latest internet marketing tools to expose your property to the widest possible range of qualified buyers. Chris has extensive experience in buying and selling New Construction homes which stems from his years working as a licensed carpenter in Orange, Sullivan and Ulster counties. Chris has also been awarded with the excellent in sales award the past three years and is continually listed amongst the top ten active realtors in Orange County. As the Marketing Specialist, Chris continually studies the market trends letting you the customer know when the best time to buy or sell is. Please call Realty Promotions today for a free market analysis of your home or a brief description on what your current market is doing. In these tough times you need a full time realtor with experience and contacts needed to sell your home. Chris will put his hardworking professional attitude towards really listening to you and working tirelessly on your behalf.
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
What are the characteristics of classic Queen Anne architecture?
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| A |
Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes. |
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